Mortgage
You’ve learned that you have little one on the way. The excitement is up, baby shops visited and registry finalized. However, you are not done planning. Looking around your current home, you realize that it may not be the most kid-friendly place. It is time for you to go house-hunting. Before you embark on the… [Read More]
Setting yourself up for a content financial future requires much diligence. One step at a time, one healthy financial habit after another is how you secure a better grip on your spending, and reach your financial goals. Poor financial habits may seem to have minor impact at this point, but imagine making huge purchases in… [Read More]
Taking up loans becomes necessary in most financial circumstances, when you need that extra help to move along a major investment decision in your life. A few examples include purchasing a new home, or choosing a new car, and even opting for higher studies with high fees. In any of these cases, improper financial planning… [Read More]
There are certain determinants in financial acquisitions, serving to confirm or deny their approval. When it comes to home purchases, lenders use specific ratios to decide whether they will approve of a real estate loan. The loan to value ratio is one of the primary instances of these. In simple terms, a LTV ratio is… [Read More]
Each year, the US housing market is subjected to a few changes, resulting primarily from altering socio-economic conditions. Given the culture of constant buying and selling, as people seek to acquire or change residence, it is important to keep an eye on what is happening in the current housing market. Watching out for these changes… [Read More]
The Federal Housing Administration (FHA) loan is a popular government-backed mortgage loan choice, especially for first-time home buyers. This is primarily due to the fact that FHA requirements are less stringent than conventional loans. However, that doesn’t mean FHA loan doesn’t protect lending agencies. The FHA loan program was in fact launched in response to… [Read More]
