Advantages of Shortening Your Mortgage

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Times are great for current homeowners who still have mortgage payments left. Low interest rates are making it easier for owners to lessen their mortgage payoff times considerably. This is due to the lowest rates observed on a 15-year rate loan which averaged 2.97% across the nation and was the lowest that has been since… [Read More]

FAQs About Mortgages


When it comes to mortgages, hundreds of questions arise in the minds of first-timers and seasoned buyers alike. When it comes to mortgages there is no such thing as a dumb question. Some questions get asked more commonly and have been listed below along with their answers. How Do I Initiate the Process of Getting… [Read More]

Cash-Out Refinance: Why Opt for It

So How Does it Work Suppose you purchased a house some time ago and have been making your mortgages payments on time. During this time, the value of your home has risen and you now owe $80K on a house that has a price of $250K. While looking at recent rates, you discover that you… [Read More]

Today’s Market Has Some of the Greatest Rates in Recent Times


A surprise drop-in mortgage costs in late 2018 has ushered in a large number of applications from potential buyers. When rates increase, families have to re-evaluate their plans or scrap them altogether. However, when rates fall, it leaves you in a better position to finance the dream house you have had your eyes on for… [Read More]

Should You Pay Off Your Mortgage Before Retirement?

Conventional Mortgage Loans

Planning your finances before retirement? You’ve come to the right place. One of the most pressing financial concerns is whether or not you should repay your mortgage before hitting the next chapter of your life.

Improving Your Residential Plans With A Mortgage Broker

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When it comes to making huge investments, most of us turn to trusted members of friends and family before finalizing the decision. However, not all decisions can be made with the limited knowledge of our close acquaintances—purchasing a home is one of them. What you need, or more specifically, who you need, is someone who… [Read More]

How To Find A Good Mortgage Broker Online


Finding a mortgage broker is not difficult. You receive tens of emails from mortgage brokers offering you best rates on FHA, VA and conventional loans when you fill out personal information forms at various websites. The challenge is finding the best, as you need a mortgage broker who can align their services and mortgage term… [Read More]

Homebuyer 2017: A Guide To Applying For The FHA Loan


The housing market can be complicated, and for the first-time buyers, even more so. Luckily, the U.S. Department of Housing and Urban Development has introduced loan programs especially tailored to fit new homebuyers’ needs. The Federal Housing Administration (FHA) loan takes the lead. Avoid the mental strain of skimming over thousands of pages of the… [Read More]

5 Requirements To Qualify For A Conventional Home Loan


As of now, there are a number of mortgage options for qualified homebuyers and homeowners, each with certain advantages and restrictions. While most government loans such as the FHA loan have certain property limitations, a conventional loan can be opted for nearly all types of properties. Buyers with strong credit scores and capability to make… [Read More]

Know These 6 Essential FHA Facts


The Federal Housing Administration (FHA) loan is a popular government-backed mortgage loan choice, especially for first-time home buyers. This is primarily due to the fact that FHA requirements are less stringent than conventional loans. However, that doesn’t mean FHA loan doesn’t protect lending agencies. The FHA loan program was in fact launched in response to… [Read More]