Should You Pay Off Your Mortgage Before Retirement?

Conventional Mortgage Loans

Planning your finances before retirement? You’ve come to the right place. One of the most pressing financial concerns is whether or not you should repay your mortgage before hitting the next chapter of your life.

Improving Your Residential Plans With A Mortgage Broker

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When it comes to making huge investments, most of us turn to trusted members of friends and family before finalizing the decision. However, not all decisions can be made with the limited knowledge of our close acquaintances—purchasing a home is one of them. What you need, or more specifically, who you need, is someone who… [Read More]

How To Find A Good Mortgage Broker Online

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Finding a mortgage broker is not difficult. You receive tens of emails from mortgage brokers offering you best rates on FHA, VA and conventional loans when you fill out personal information forms at various websites. The challenge is finding the best, as you need a mortgage broker who can align their services and mortgage term… [Read More]

Homebuyer 2017: A Guide To Applying For The FHA Loan

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The housing market can be complicated, and for the first-time buyers, even more so. Luckily, the U.S. Department of Housing and Urban Development has introduced loan programs especially tailored to fit new homebuyers’ needs. The Federal Housing Administration (FHA) loan takes the lead. Avoid the mental strain of skimming over thousands of pages of the… [Read More]

5 Requirements To Qualify For A Conventional Home Loan

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As of now, there are a number of mortgage options for qualified homebuyers and homeowners, each with certain advantages and restrictions. While most government loans such as the FHA loan have certain property limitations, a conventional loan can be opted for nearly all types of properties. Buyers with strong credit scores and capability to make… [Read More]

Know These 6 Essential FHA Facts

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The Federal Housing Administration (FHA) loan is a popular government-backed mortgage loan choice, especially for first-time home buyers. This is primarily due to the fact that FHA requirements are less stringent than conventional loans. However, that doesn’t mean FHA loan doesn’t protect lending agencies. The FHA loan program was in fact launched in response to… [Read More]

Colorado Conventional Loans: Do You Qualify?

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When it comes to mortgage financing, borrowers have plenty of loan choices today. Conventional loan is one of the most popular loan types out there. Unlike VA, FHA and USDA loans, conventional loans don’t come with a government guarantee. These loans are not insured by the federal government and typically follow the guidelines of Fannie… [Read More]

A Basic Guide To Understanding The Certificate of Eligibility (COE)

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The Veterans Administration (VA) loan is a great mortgage financing program for military members and their surviving spouses. VA loans provide a large number benefits as opposed to conventional mortgage loans. One of these is that VA loans are guaranteed by the Department of Veterans Affairs. In the event of a default, the lender is… [Read More]

Benefits You Can Gain From A VA Home Loan

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Millions of veterans have been struggling to buy a home. While buying a home is one of the most crucial decisions that veterans can make, the sad truth is that not all of them can afford to purchase their dream home. The Veterans Administration (VA) Loan program is designed to provide mortgage financing to veterans… [Read More]