Common Myths Regarding Mortgages


Purchasing a home is one of the biggest decisions we can take. For one, it is the single largest purchase for most and most people live in the house for a long period. All Mortgages Are the Same This myth has two different sides to it. Firstly, to clear up the air, there are two… [Read More]

Advantages of Shortening Your Mortgage

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Times are great for current homeowners who still have mortgage payments left. Low interest rates are making it easier for owners to lessen their mortgage payoff times considerably. This is due to the lowest rates observed on a 15-year rate loan which averaged 2.97% across the nation and was the lowest that has been since… [Read More]

FAQs About Mortgages


When it comes to mortgages, hundreds of questions arise in the minds of first-timers and seasoned buyers alike. When it comes to mortgages there is no such thing as a dumb question. Some questions get asked more commonly and have been listed below along with their answers. How Do I Initiate the Process of Getting… [Read More]

Cash-Out Refinance: Why Opt for It

So How Does it Work Suppose you purchased a house some time ago and have been making your mortgages payments on time. During this time, the value of your home has risen and you now owe $80K on a house that has a price of $250K. While looking at recent rates, you discover that you… [Read More]

Today’s Market Has Some of the Greatest Rates in Recent Times


A surprise drop-in mortgage costs in late 2018 has ushered in a large number of applications from potential buyers. When rates increase, families have to re-evaluate their plans or scrap them altogether. However, when rates fall, it leaves you in a better position to finance the dream house you have had your eyes on for… [Read More]

Should You Pay Off Your Mortgage Before Retirement?

Conventional Mortgage Loans

Planning your finances before retirement? You’ve come to the right place. One of the most pressing financial concerns is whether or not you should repay your mortgage before hitting the next chapter of your life.

Understanding the FHA Loan History

FHA Loan

The FHA loan program was created by the federal government after the Great Depression. It was introduced to help lower and moderate income individuals and families gain access to home ownership.